Property Developers

Helping you understand and quantify the risks versus rewards before any development or construction project begins, providing the certainty needed to ensure a smooth and successful project.

Speak to an Adviser

With any development or construction project, the risks versus rewards need to be carefully understood and quantified long before work starts. Insurance plays a strategic role in helping to unlock value at every stage of a project by providing certainty and confidence to all parties involved with a project.

Engaging with Cape early in the planning of your project will ensure all risks will have been considered before and during contract negotiations, ensuring a smooth and successful project.

Key Considerations for Property Development Insurance:


  • Legal Liabilities
  • Legal Indemnity insurance
  • Property Insurance
  • Environmental liability
  • Tax considerations

Construction Phase

  • Owner Controlled Insurance Programmes – OCIP’s
  • Existing Structure
  • Delay in Start Up – DSU
  • Latent Defects Insurance/Warranty
  • Third Party Liability
  • Bonds

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    “As the ultimate Cynic it came as a pleasant surprise to find an organisation with the word “Broker” in it run by someone not just interested in making a quick buck !”

    Serial Entrepreneur

    “Henry kindly reviewed our existing insurance schedules and identified some massive holes in our cover.

    He approached everything in a calm and professional way and helped us resolve a very awkward situation swiftly.”


    “Having become disillusioned with other Insurance Brokers, I approached Cassie who had looked after our Insurance in the past.

    Both Cassie and Henry at Cape understood my requirements and provided the Insurances I need with the minimum of fuss.”

    Lighting Specialist

    “I’m finally confident that my Insurance covers what I need it to cover and Cassie is always at hand to tweak my policies as needed.

    Would thoroughly recommend to anyone looking for Insurance.”

    LED Solution Expert

    “I rate Henry very highly not only in his insurance role but he also brings a lot more to our business.

    Cape Insurance is now an integral partner in all our businesses and I see an exciting future working with them.”

    Green & Agricultural Tech Investor

    “The service at Cape is second to none with a modern, friendly, and professional attitude.

    Their in-depth knowledge and specialisms mean that whatever your cover requirements are, there is likely going to be an answer, even at the 11th hour.

    Always a pleasure to deal with!”

    National Property Developer